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There's so much more to credit repair than mailing a flimsy dispute letter. Get CREDUCATED and understand how to leverage power to deal with credit bureaus, collection agencies and original creditors the right way!

With N2Credit you get: Lifetime access* to our do it yourself credit repair/debt collection tools: powerful credit repair and collections digital ebook, over 40 sample letters and lifetime access to a members only area with legal research tools, powerful articles, credit discussion board to help each other, continued education, and more.

All for a one time fee of $39.95!

PLUS Ask the Expert! New and back by popular demand. This used to be a separate service but is now included in Membership! (see terms below)

We get it. People are afraid to work on their own credit. That's why we offer every possible tool you can use to help you succeed! If paying someone to do the work is not for you, then we should be the only other option because our education is REAL and POWERFUL!

The Federal Trade Commission tells us to do it ourselves yet often, its too complicated or you get little results. That's because there is a method to disputing your credit right and stopping debt collectors in their tracks! It's not as simple as the credit industry like to make us think BUT it is very possible if you have education and knowledge!

Remember, we don't repair your credit for you, we educate you to be your own credit expert. Whether you are fighting collection agencies or credit bureaus or even stubborn creditors this self help service covers it all.

Credit repair illegal? People don't often understand what real credit repair is. Real credit repair is using credit bureau verifications, collection agency debt validation, restricted negotiations and other lawful tactics by understanding and leveraging the FCRA and FDCPA, FCBA, FACTA and other consumer laws to the fullest!

Learn how to deal with collection agencies, credit bureaus and creditors with step by step information. We offer real educational material to help you in using your legal rights and avoiding credit repair scams and bettering your credit, the LEGAL way.

We're not telling you anything that you already shouldn't know. You should be very informed about your credit. It's your most valuable asset. Life happens and people lose their jobs, become sick and end up with bad marks on their credit. It can make mattes worse if you don't audit your credit to make sure it's legally as accurate as possible.

Our package can help you stop credit bureaus and collection agencies in their tracks and avoid big mistakes!

With our self help service, you'll learn about the ins and outs of credit repair and that includes dealing with the issues at hand, which is usually a nasty mark from a collection agency. Once your account(s) become delinquent, and thus, charged off, there becomes a chain of command. That chain of command must be followed in order for the item to remain on your credit. That is of course, unless you don't question it or do anything about it. It will sit there for seven long years.

But what if, you acted as your own investigator, and made the credit bureaus and the source reporting the item, follow the chain of command? Usually they can't or don't and that is how many items get removed. It's a dogged attitude by you that can show real results simply by leveraging three powerful credit laws and being well informed!

Is it cheating or dishonest? We don't see it that way at all. The credit industry has a DUTY to report accurate information, but if through that chain of command, they can't, then why is that your fault? Do they care when you've had items placed on your credit that are absolutely false? Not really. It's up to you to make sure your credit report glitters, no one else.

So, if you're serious about taking control of your credit and learning how to fight back against bill collectors and even original creditors then this self help educational package is perfect for you.

Of course, you can always remain in the dark and pretend it will go away on its own...

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