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ABOUT N2CREDIT.COM

N2CREDIT.COM is a financial education portal. The website is the main medium for N2CREDIT.COM as well as CarreonandAssociates.com.

We are not a credit repair organization. This site is used to offer outside services in one central location and to provide educational material such as articles and resources to help consumers locate dependable reputable help. We are a financial referal company specializing in credit/collection education.

Any credit repair performed for you would be done by a credit repair organization that we may be partnering with. Our business model is to provide third party financial tools to credit related products and services (credit reports, repair, debt relief and credit cards) for consumers from reputable thoroughly researched sources.

It's important to us to create and keep this website because people need information badly. Often times consumers are told false information about credit and collection issues and we hope to change that by providing you with good solid information based on over 30 years combined in the credit industry.

While we do not provide you with any service directly, we give you a place to come and educate yourself and find quality services from select partners at the same time. Those partners allow us to pay the fees to maintain this website. Our staff is small and we work tirelessly to keep our education flowing to help you.

Our mission is to:

• Provide web based education in credit, debt and financial offerings
• Empower consumers by giving them useful tools -not gimmicks
• Make aware the positive changes to the credit industry to help subprime consumers be wiser
• Make e-learning easily accessible and inexpensive

We are not a law firm and do not offer tax, legal or financial advice. If you have questions that require an attorneys' opinion, direct them to our partner. Please see our disclaimer and privacy policy for further details about using this web site. Anything on this website such as credit reports, credit repair, credit cards or legal services are all offered by third parties with whom we have a partnership with. This can include authors and experts as well. From time to time we may change or remove certain offerings.

Spam
If you ever receive an unsolicited email from an email address claiming to be N2CREDIT.COM, look at the source. We do not send unsolicited email nor do we send emails endorsing Spam like products. In the past there has been stealing of our email address used and disguised to send out Spam. If you look at the source (by selecting properties in your email) you will see that it is from someone other than us. Often this happens because individuals scour the web for email addresses from chat rooms or bulletin boards. If this happens to you, send a complaint to the Internet ISP company from the email properties.

BBB Record
Since we do not provide any direct service or withdraw reoccurring funds from any potential customer, we do not subscribe to the BBB however we are rated by the BBB. You can check our record anytime at bbb.org. Our company record number is 13128510. We have a complete and clear record with the BBB and have received no complaints since our inception in 1997.

Are you an author?
We accept articles written for us about credit and debt issues and will post them in our massive credit library which will give you exposure. If you are a credit or debt expert author and would like to post your articles on our website to help our consumer base please email us and provide your website, expertise, and article for review. If we use your article we will provide a closing line at the end of each article about you and your website/book/articles.